Callaghan Financial Services have offices on the Costa del Sol and the Costa Blanca. Continue reading our article below on Financial Adviser Costa del Sol. We can also help with a Financial Adviser Malaga search, Financial Adviser Marbella search, Financial Adviser Benaldmadena search & finally a Financial Adviser Fuengirola search.

1. Transferring your UK pension into a Recognised Overseas Pension Scheme (ROPS). All the ROPS providers that we use are recognised on the HMRC website. 
2. We can find your lost or forgotten UK pension under no obligation and with no finding charges. 
3. Do you need a Financial Conduct Authority declaration? Our affiliates can help with a competitive quote for your Financial Conduct Authority declaration / report. 
4. If you’re unhappy with your bank deposits. We provide no obligation investment proposals. 
5. We can help with all your currency exchange requirements and offer a no obligation quote.
6. Finally, in some circumstances you can access your UK pension before retirement age. We need to know the value of your UK pension and the providers name. Some UK providers allows full access under their triviality rules. Find out today if your UK scheme allows trivially payments. 

So why choose Callaghan Financial Services to assist with your Financial Adviser Costa del Sol search?

1. We are regulated in Spain & Portugal. 
2. Our advisers are qualified to a Financial Conduct Authority standard. 
3. We offer a free no obligation review on all your existing plans. 
4. No upfront charges. 
5. Once your UK pension is complete you will receive secure online logins to view your fund 24/7
6. Callaghan Financial Services will provide quarterly valuation summaries on your investment. 
7. All our investments are risk assessed with a free no obligation risk assessment. 
8. Tax efficiency. Be responsible for your own tax responsibilities. 
9. We offer a no obligation tax review with an affiliated tax specialist in your province. 
10. Nominate beneficiaries to your investment. 
11. Login into your investment on our App. Search Callaghan Financial Services on the Apple Store and Google play. 
12. We are global leaders in Recognised Overseas Pension transfers. Read some of our public testimonials on our website. 

Callaghan Financial Services can help with all your financial requirements in Spain.

1. We contact your UK scheme and request the transfer value and Overseas Discharge Papers. Alternatively, the policy holder can request the transfer value and Overseas Discharge Papers direct from their UK pension provider. Once again this is all under no obligation.
   
2. We receive your transfer value and Overseas Discharge Papers. One of our advisers will go through the pros and cons of a potential transfer into a Recognised Overseas Pension Scheme. The whole process will be explained in full. 
3. We provide our Statement of Advice on the benefits of transferring to a Recognised Overseas Pension Scheme. Please note that we may not recommend a transfer to a ROPS and we may advise that you leave your UK pension in the UK. Our Statement of Advice will provide all initial and ongoing charges. 

What areas do Callaghan Financial Advisers cover?

There are pros and cons with investing your money into a risk assessed portfolio or investing in a Spanish property. Lets look at some of these pros and cons.

1. The first thing to consider when investing in a portfolio is to complete a risk questionnaire. Our questionnaire will indicate which type of portfolio is best for you. Are you a cautious investor or are you an adventurous investor? 
2. If you’re purchasing a Spanish property as an investment. Will you be renting the property? Renting a property in Spain can be quite stressful if you don’t have the right tenants. You have to consider if your tenant cant or won’t pay. Another consideration when renting your property is the cost of replacing electric appliances due to them going wrong. You will also need to consider your tax requirements when purchasing an investment property on the Costa del Sol. 
3. Payments made from a Recognised Overseas Pension Scheme are paid with no withholding tax. This means that you are responsible for your own tax responsibilities with your portfolio, including cash lump sum payments and regular income payments. Callaghan Financial Services do not specialize in taxes. Consequently, we can certainly provide a tax specialist in your area.
   

As in the first sentence of this article, you have landed on the right page with your Financial Adviser Costa del Sol search. Contact us today for a no obligation review on all your existing plans.

You can find the many ways of contacting us below for your Financial Adviser Costa del Sol.

or you can go to our contact page and submit a contact form here: Contact Us