QROPS Spain

QROPS Spain – Callaghan Financial Services

First of all, Spain is one of the most popular countries for British expats to work and retire. The climate and cost of living are probably two of the main reasons that British expats decide on Spain. Continue with our article on QROPS Spain below.

So what is a QROPS and what does it stand for? QROPS stands for Qualifying Recognised Overseas Pension Scheme. HMRC dropped the ”q” without explanation and now called a Recognised Overseas Pensions Scheme (ROPS). QROPS is still a proper term within the pension transfer industry and still being searched on Google. Other countries that are popular with QROPS searches are QROPS Portugal, QROPS Malta, QROPS Italy and QROPS France.
Most noteworthy, is to view the HMRC ROPS list. You can view the Recognised Overseas Pension Scheme list on this link: HMRC List

So what are the benefits of a Recognised Overseas Pension Scheme? It won’t suit everyone because there is no one size fits all. 

  1. Tax efficiency in your country of residence. Be on control of your own tax responsibilities.
  2. Nominate beneficiaries on your fund.
  3. Consolidate all your UK plans into one easily manageable ROPS.
  4. Set the level of regular income that you wish to receive.
  5. 24/7 secure online logins to view your account.
  6. Quarterly valuation summaries sent from Callaghan Financial Services.
  7. Access your fund when and how you please & with no lock in terms.
  8. Pension Commencement Lump Sum (PCLS) payments and regular income are paid with no withholding tax.
  9. Bespoke financial planning.

What should I check before considering a Recognised Overseas Pension Scheme? 

  1. Is the financial adviser regulated?
  2. Do they hold the correct qualification to provide advice on a QROPS Spain?
  3. Do you have a full understanding of your tax responsibilities? Callaghan Financial Services can recommend a tax specialist in your province.
  4. Above all, have you other forms of income in your retirement?

How Callaghan Financial Services can help with your QROPS Spain? And some information about us?

  1. All our investments are risk assessed. This will indicate the best portfolio for you and your QROPS Spain search.
  2. View your account 24/7 upon the completion of your UK pension transfer
  3. Easy to contact. We can be contacted on Facebook, Twitter, LinkedIn, Instagram and of course by email and phone, including WhatsApp and Skype.
  4. Offer a free no obligation review on all your existing plans, including if you’re unhappy with your existing QROPS Spain or bank returns.
  5. Proud to have some celebrity clients that include Hollywood actor Eric Roberts, Former professional snooker player and commentator Willie Thorne. Six times world snooker champion finalist and winner of over 30 ranking tournaments, The Whirlwind, Jimmy White MBE.  Videos and testimonial can be seen on our website. We are expecting another high profile celebrity endorsement soon and we are hoping that we will be permitted to share this information.

QROPS Spain is searched on Google between 10 to 100 times per month. You are on the right page for your QROPS Spain search. Contact us for advice on any of the following:

  1. A UK pension transfer. We will provide a full and thorough assessment with the potential pros and cons of a transfers into a Recognised Overseas Pension Scheme.
  2. If you’re not happy with your existing QROPS Spain. It is a very simple process for Callaghan Financial Services to be appointed advisers on your fund.
  3. If you’re unhappy with your bank returns. We will take you through a no obligation risk assessment and assist with providing a no obligation investment proposal.
  4. Contact us for a free quote with all your currency exchange requirements, including your regular UK pension income.

How to contact us. Here is some useful links. Consequently you will find us on all social media with a Callaghan Financial Services search on Google. We are ranked on page one with the majority of QROPS Spain searches. Therefore, we are global leaders in QROPS Spain and UK pension transfers.

E-mail: Info@gcqrops.com
Website: www.gcqrops.com
Facebook: https://www.facebook.com/gcqrops/
Twitter: https://twitter.com/qrops1
LinkedIn: https://es.linkedin.com/in/graemecallaghan
Instagram: https://www.instagram.com/callaghan_financial_services/
or you can use our contact form here: Contact Form
Are you looking for currency exchange? Visit www.bestofcurrency.com


Author: Graeme Callaghan
Graeme Callaghan has been successfully assisting UK expats in Spain with UK pension transfers for 9 years since 2006. He has assisted in over 500 successful UK pension transfers for UK Pensioners.

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